Americans spend more than $70 billion on lottery tickets each year. But if you ever win, do you know what your options are? <script type='text/javascript' src='http://z.cdn.turner.com/cnn/van/resources/scripts/van-widgets.js'></script> <div data-cnnvansinglewidget data-affiliate='gantdaily' data-videoid='video/news/2015/10/01/lottery-mega-millions-powerball-explained.cnnmoney' data-size='auto' data-autostart='true'></div>