CLEARFIELD – Assisting Clearfield County residents with reaching their goal of attaining the “American Dream” of homeownership has been an objective of Central Pennsylvania Community Action.
Many residents of the county dream of owning their own home, but lack the adequate savings to cover both down payment and closing costs, according to the CPCA.
Through the Homebuyer Assistance Program, Clearfield County residents will be able to apply for loan assistance to be used toward closing costs or down payment.
This program is made possible through a grant from the Clearfield County Affordable Housing Trust Fund and donations from Clearfield Bank & Trust Co. and CNB Bank.
This program is in compliance with the Pennsylvania Housing Finance Agency. Applicants must be a resident of Clearfield County and purchasing the home within Clearfield County.
Upon application approval, participants must attend a First-time Homeownership Workshop. This no interest loan will be limited to $1,900 per family and will be due on demand if the home mortgage is sold. The mortgage must be through a licensed mortgage lender.
To apply for the First-time Homebuyer Assistance Program or for more information, please contact Bonnie at bpboop@cpcaa.net or 814-765-1551 or 800-822-2610, Ext 1112.
Last year, CPCA served more than 15,700 unduplicated individuals through its vast array of services. The CPCA’s primary services includes housing services, weatherization, rental housing, case management, food services, heating and utility assistance, employment assistance and training, consumer information and referral, and transportation services.
The CPCA’s mission is “strengthening our communities by helping families and individuals in Centre and Clearfield counties to become self-sufficient.” For more information on any of CPCA’s programs, please call CPCA at 814-765-1551 or 800-822-2610.